Shri Gajanan Nagari Sahakari Patsanstha
रजि.नं.के.पी.आर./के.व्ही. आर./आर.एस.आर./सी.आर. /१५१३ / सन १९८९
ONE LOAN.
MANY POSSIBILITIES.
WE'RE WITH YOU AT EVERY STEP.
- Low Interest Rate
- Quick Approval
- Minimal Documentation
- Trusted Since 1989
Loan EMI Calculator
Current Loan Interest Rates
OUR DEPOSIT SCHEMES
PERSONAL LOAN
Quick financial support for your personal needs.
VEHICLE LOAN
Two & Four Wheeler finance at attractive interest rates.
GOLD LOAN
Get instant loan against your gold jewellery.
BUSINESS LOAN
Fuel your business growth with our flexible loans.
PROPERTY LOAN
Loan against property for your big requirements.
FIXED DEPOSIT LOAN
Loan against your fixed deposit & continue earning.
| Sr. No. | Loan Scheme | Loan Period | Interest Rate |
|---|---|---|---|
| Vehicle Loan | |||
| A | New Two Wheeler | - | 11% |
| B | New Three Wheeler (Commercial) | 60 Months | 12% |
| C | New 4 Wheeler (Car) | - | 10% |
| D | Old 4 Wheeler (Car) Up To 3 Years | 36 Months | 14% |
| E | New Heavy Commercial Vehicle | 84 Months | 11.50% |
| F | Old Heavy Commercial Vehicle Up To 5 Years | 60 Months | 15% |
| G | Old Heavy Commercial Vehicle Above 5 Years & Up To 7 Years | 48 Months | 15% |
| Hypothication Loan | |||
| 1 | Personal Loan | 36 Months | 15% |
| 2 | Gold Loan | 36 Months / 48 Months | 15% |
| Housing Loan | |||
| A | With Permission | 180 Months | 12% |
| B | Without Permission | 180 Months | 14% |
| Business Loan | |||
| 1 | Up To Rs.5,00,000/- | 84 Months | 15% |
| 2 | Above Rs.5,00,001/- & Up To Rs.10,00,000/- | 120 Months | 15% |
| 3 | Up To Rs.10,00,001/- | 144 Months | 15% |
FAQ
1. What types of loans do you offer?
We offer a range of loan products including Personal Loan, Vehicle Loan, Gold Loan, Business Loan, Property Loan, and Fixed Deposit Loan to meet different financial needs.
2. Who is eligible to apply for a loan?
Eligibility depends on the loan type. Generally, applicants should meet the required age criteria, provide valid identity and address proof, and satisfy the institution’s income or repayment eligibility requirements.
4. How long does loan approval take?
Loan approval depends on document verification and eligibility. Applications with complete documentation are generally processed as quickly as possible.
5. Can I repay my loan before the tenure ends?
Yes. Prepayment or foreclosure may be available depending on the loan scheme and applicable terms and conditions.